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Madalon Law

  • (877) IT-MATTERS
  • (954) 923-0072
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    • Joseph Madalon, Esq.
    • Leandro Carvalho, Esq.
    • Susan Lee, Esq.
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Uninsured and Underinsured Motorist Accidents

Free Consultation - Call (888) 888-2535 - Madalon Law helps victims and their families receive compensation for their injuries in Uninsured Motorist and Underinsured Motorist cases. Uninsured and Underinsured Motorist Accidents - Miami Uninsured Motorist Lawyer

The amount of Uninsured and/or Underinsured Motorists (U/U Ms) in Florida is like that of no other state. The unfortunate truth is that Florida’s high level of U/U Ms continues to grow with no real light at the end of the tunnel in the way of a solution to the problem. There has been studies conducted which have shown the decline in the economy has directly affected the decrease in the amount of drivers who continue to pay for auto insurance. Across the nation, Florida remains in the top five states with the most U/U Ms, at over twenty percent of drivers falling in this category. The correlation between U/U Ms can be traced to the unemployment rate that Florida has struggled with.

There are laws in place in Florida which make it a requirement for drivers to carry Personal Injury Protection coverage, or PIP, as well as property damage liability coverage. PIP is in place to provide medical benefits up to ten thousand dollars ($10,000.00) to those injured in an accident regardless of fault. The number of drivers in Florida who do not carry the minimum coverage required by law is actually relatively low for the most part. The real issue involving U/U Ms is their lack of Bodily Injury coverage which is used to pay a victim for injuries. When a driver is at fault for an auto accident, they are liable to you for the medical expenses you incurred as a result of any sustained injuries. Bodily injury coverage is not mandatory in Florida. A person purchases this type of insurance when they are attempting to protect certain assets they may have, and if they feel there is nothing to protect, they may elect not to purchase it at all.

There are drivers who purchase bodily injury coverage at a policy minimum, or less than what is offered at a maximum by their insurance company. In these situations, if their actions cause you an injury, and your expenses exceed their policy limits, you will be left responsible for the difference. In order to make sure you are not left having to pay out-of-pocket for your remaining medical bills, you as an insured driver can purchase uninsured/underinsured motorists coverage. This will ensure that you are covered when another party causes you injury and is either uninsured, or does not have enough coverage to cover your medical bills.

Insurance companies are required by Florida Law to offer you uninsured/underinsured motorist coverage. The addition of this type of coverage does not generally cost very much, and can potentially save you thousands if you were ever hit and injured by one of Florida’s many uninsured or underinsured drivers.

The legal team at Madalon Law knows very well the importance of uninsured/underinsured motorist coverage and how it can save you money in certain situations. It is important that you protect yourself where other drivers will be unable to. Call Madalon Law today with any questions or concerns you may have with purchasing or making a claim for uninsured/underinsured coverage.

Areas of Practice

roller coaster ride with trees in foreground

Amusement Park Accidents

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Aviation Accidents

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Bar and Nightclub Fights

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Bicycle Accidents

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Birth Injury

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Boating and Cruise Ship Accidents

fire burning and burned skin

Burn Injuries

school bus picking up kids at bus stop

Bus Accidents

two cars in car crash at intersection

Car Accidents

constuction worker that got hurt working on job site

Construction Accidents

woman with head injury from a car accident

Head and Brain Injury

person riding a horse

Horse Riding Accident

cruise ship sailing on the sea

Maritime and Cruise Ship

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Medical Malpractice

motorcycle accidient with rider on the ground with injury

Motorcycle Accidents

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Negligent and/or Inadequate Security

nursing home patient laying in bed

Nursing Home Abuse and/or Negligence

man injured on ground from car that went through intersection

Pedestrian Accident

broken fence and cracked sidewalk

Premises Liability

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Product Liability

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Resort/Vacation Injuries

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Sexual Harassment

yellow caution sign on floor with a person that slipped on the floor next to it

Slip and Fall

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Spinal Cord Injury

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Swimming Pool Accidents

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Theme Park Injuries

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Truck Accidents

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Wrongful Death

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Understanding the Law

Fort Lauderdale

Main Office
100 N. Federal Hwy #CU5
Fort Lauderdale, FL 33301
Map for Fort Lauderdale address
Phone: (954) 923-0072
Toll Free: (877) 486-2883
Fax: (954) 923-0074

West Palm Beach

By Appt. Only
515 N Flagler Dr Suite P-300
West Palm Beach, FL 33401
Map for West Palm Beach address
Phone: (561)-243-1003
Toll Free: (877) 486-2883
Fax: (954) 923-0074

Miami

By Appt. Only
150 SE 2nd Ave, Suite 300
Miami FL 33131
Map for Miami address
Phone: (786) 401-5059
Toll Free: (877) 486-2883
Fax: (954) 923-0074
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We serve the following localities:
BROWARD COUNTY including Fort Lauderdale, Hollywood, Pembroke Pines, Pompano Beach, Plantation, Coral Springs, Davie, Sunrise, Weston, Deerfield Beach and Miramar;
MIAMI-DADE COUNTY including Coral Gables, Cutler Bay, Doral, Hialeah, Homestead, Kendall West, Miami, Tamiami, The Hammocks, and Westchester;
PALM BEACH COUNTY including Belle Glade, Lake Worth, and West Palm Beach;
ORANGE COUNTY including Orlando and Winter Park;
OSCEOLA COUNTY including Kissimmee, Poinciana, and St. Cloud.
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