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Madalon Law

  • (877) IT-MATTERS
  • (954) 923-0072
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  • Legal Team
    • Joseph Madalon, Esq.
    • Leandro Carvalho, Esq.
    • Susan Lee, Esq.
  • Practice Areas
    • Property Damage
    • Hurricane Damage
    • Roof Damage
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    • Amusement Park Accidents
    • Aviation Accidents
    • Bar / Nightclub Accidents
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    • Birth Injury
    • Boating Accidents
    • Burn Injury
    • Bus Accidents
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    • Construction Accidents
    • Head and Brain Injuries
    • Horse Riding Accident
    • Lyft Accident Attorneys
    • Maritime Attorneys
    • Medical Malpractice
    • Motorcycle Accidents
    • Negligent Security
    • Nursing Home Abuse
    • Pedestrian Accidents
    • Premises Liability
    • Product Liability
    • Sexual Harassment
    • Slip and Fall
    • Spinal Injury
    • Swimming Pool Accident
    • Theme Park Injuries
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Personal Injury Protection Benefits

As a Florida driver, it is of the utmost importance that you be fully informed on how you are protected if you are injured in an automobile accident. Getting behind the wheel of a car has proven time and time again to be a very serious situation. With all of the distractions that keep other motorists from focusing on the road, driving can become extremely dangerous to our well being.

Most drivers know that it is the law in Florida to have Personal Injury Protection (PIP) coverage if you own and drive a motor vehicle. The importance of this coverage goes beyond simply obeying the law. If you are ever injured as a result of an automobile accident, this coverage is what will pay up to your first ten thousand dollars ($10,000.00) in medical bills. Florida is a no-fault state, which means that no matter who is at fault for the accident, your medical bills will be covered through your PIP coverage first.

In order to have your medical bills paid through a PIP claim, you must first be qualified by the insurance company. Here are some ways to qualify:

    • If you have auto insurance, regardless of being the driver or passenger of the vehicle that was driven in the accident, you must go through your insurance for the PIP coverage. It is extremely important to note that if you own a vehicle, or have a vehicle that is registered in your name, and that vehicle is uninsured (does not have PIP coverage); it is likely that you will be denied PIP coverage all together. This is why it is imperative to insure your vehicle.
    • If you do not own a vehicle and therefore do not have PIP coverage, then insurance companies will want to qualify you for PIP coverage through a person who you live with who does have insurance. Insurance companies refer to these people as Resident Relatives. Often times those persons who are in the same household as you may be reluctant to have a PIP claim filed under their insurance because they think it will raise their premiums. The fact is, an insurance company can raise your rates for many different reasons, and it is not certain that simply making a claim will increase their rates.
    • If you do not qualify under either of the first two scenarios, because you do not own a vehicle or have your own PIP coverage, and you do not live with someone who has PIP coverage, then you may qualify under the person’s vehicle you were in at the time of the accident. This scenario would cover you as either the driver or passenger of their vehicle.
    • If there is no way to qualify you for PIP coverage under the above three ways, then filing a claim for medical coverage can be done through the at-fault party’s insurance company. The insurance company for the other party will do its due diligence as to making sure that you do not qualify under any of the other ways before they will pay for your medical expenses. This makes it extremely important to go through each scenario in order as to making sure which way covers you.

The Fort Lauderdale and Miami accident attorneys of Madalon Law know what questions to ask you to make sure you are qualified to receive the benefits you deserve. Contact us today and speak with one of the legal representatives who will help you get the qualification needed to obtain your coverage. We offer free consultations and help victims throughout the state of Florida.

Areas of Practice

roller coaster ride with trees in foreground

Amusement Park Accidents

plane on runway getting ready for takeoff

Aviation Accidents

people drinking and dancing at a bar

Bar and Nightclub Fights

woman ready to get on a bicycle

Bicycle Accidents

emergency room sign at the entrance of hospital

Birth Injury

cruisde ship at dock

Boating and Cruise Ship Accidents

fire burning and burned skin

Burn Injuries

school bus picking up kids at bus stop

Bus Accidents

two cars in car crash at intersection

Car Accidents

constuction worker that got hurt working on job site

Construction Accidents

woman with head injury from a car accident

Head and Brain Injury

person riding a horse

Horse Riding Accident

cruise ship sailing on the sea

Maritime and Cruise Ship

medical professional with stethascope helping a patient

Medical Malpractice

motorcycle accidient with rider on the ground with injury

Motorcycle Accidents

security personnel at a concert

Negligent and/or Inadequate Security

nursing home patient laying in bed

Nursing Home Abuse and/or Negligence

man injured on ground from car that went through intersection

Pedestrian Accident

broken fence and cracked sidewalk

Premises Liability

sign wih the word defective spelled out

Product Liability

beach and palm trees at a vacation resort

Resort/Vacation Injuries

womans hands pushing away a man that is grabbing her

Sexual Harassment

yellow caution sign on floor with a person that slipped on the floor next to it

Slip and Fall

medical image of body and spine

Spinal Cord Injury

swimming pool with people jumping in the water

Swimming Pool Accidents

sign of walt disney world theme park entrance

Theme Park Injuries

semi truck driving on road

Truck Accidents

lady justice statue

Wrongful Death

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Understanding the Law

Fort Lauderdale

Main Office
100 N. Federal Hwy #CU5
Fort Lauderdale, FL 33301
Map for Fort Lauderdale address
Phone: (954) 923-0072
Toll Free: (877) 486-2883
Fax: (954) 923-0074

West Palm Beach

By Appt. Only
515 N Flagler Dr Suite P-300
West Palm Beach, FL 33401
Map for West Palm Beach address
Phone: (561)-243-1003
Toll Free: (877) 486-2883
Fax: (954) 923-0074

Miami

By Appt. Only
150 SE 2nd Ave, Suite 300
Miami FL 33131
Map for Miami address
Phone: (786) 401-5059
Toll Free: (877) 486-2883
Fax: (954) 923-0074
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We serve the following localities:
BROWARD COUNTY including Fort Lauderdale, Hollywood, Pembroke Pines, Pompano Beach, Plantation, Coral Springs, Davie, Sunrise, Weston, Deerfield Beach and Miramar;
MIAMI-DADE COUNTY including Coral Gables, Cutler Bay, Doral, Hialeah, Homestead, Kendall West, Miami, Tamiami, The Hammocks, and Westchester;
PALM BEACH COUNTY including Belle Glade, Lake Worth, and West Palm Beach;
ORANGE COUNTY including Orlando and Winter Park;
OSCEOLA COUNTY including Kissimmee, Poinciana, and St. Cloud.
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