Several types of accidents occur in the state of Florida. Additionally, each type highlights the complex factors influencing road safety, including unpredictable weather, dense traffic, and diverse driving behaviors.
Hence, recognizing the differences is crucial for drivers looking to overcome these challenges safely.
The variation of accidents also explains the circumstances leading to incidents and their severity, from whether the responsible party’s vehicle was speeding to whether the passengers were wearing seatbelts. What vehicles were involved (trucks, cars, motorcycles, etc.)? What were the road conditions? And so on.
Fortunately, there’s no rocket science to this since all car accidents can be classified into the following categories:
Head-On Collisions
Head-on collisions may be rare in Florida or anywhere else in the country. However, they do happen, and the results are often catastrophic when they occur. It’s the sheer force of two vehicles hitting each other head-on at full speed, doubling the impact. Hence, it’s arguably the most dangerous type of car accident.
It involves the front ends of both vehicles and mainly occurs because of reckless, distracted, tired, or drunk driving. However, it may also happen if a driver suffers from a medical emergency while driving, like a heart attack or seizure.
Also, as it is a full-frontal collision, injuries from this type of accident are usually severe. These include spinal cord damage, brain injuries, broken bones, internal organ damage, and others.
Mostly in head-on collisions, at least one of the car drivers involved is responsible for the occurrence of the crash. For instance, if the driver is drunk and they leave their lane and collide with another vehicle from the front, this can lead to a head-on accident. However, in some cases, those responsible for designing roads may be at fault for confusing roadways and inadequate signage.
Nonetheless, the chances of survival in a head-on collision largely depend on factors like the speed of the vehicles involved, the position of the victims in the vehicles, the safety devices the car is equipped with, and whether the drivers are wearing their seatbelts.
Rear-End Accidents
Picture you’re driving, minding your own business, when suddenly the car in front brakes unexpectedly. If you’re too close, a rear-end collision is almost inevitable. These are among the most common accidents and can lead from mere fender-benders to serious whiplash injuries or worse, especially at high speeds.
Furthermore, these accidents usually occur at a stop sign, red light, or congested places. It happens when an individual follows closely behind the other vehicle and it stops suddenly. This is also called tailgating, a dangerous practice leading to road rage. Besides this, these accidents occur where:
• The rear car driver rolls forward at a low speed into the front car
• The party at fault was driving fast and eventually crashed into the car
• The rear car driver was moving faster than the driver in the front car, and the two cars crashed while in motion.
As mentioned above, these collisions are not that catastrophic; they can cause subtle injuries to the passengers and driver that can sometimes go unnoticed and develop into serious issues. Therefore, getting medical help to diagnose and treat all external and internal injuries is advisable.
Chain Reaction Crashes
Imagine one car hits another, which then hits another, and so on. It’s like a row of dominoes tumbling down, but with cars. Indeed, these multi-vehicle pile-ups are especially dangerous on highways and can involve numerous vehicles and injuries.
Unfortunately, these types of car accidents are quite common in Florida. However, determining multi-vehicle accident fault is not an issue as damages less or equal to $10,000 are covered by PIP coverage. The problem occurs when the chain-reaction collision exceeds the $10,000 amount.
Hence, determining the party at fault becomes tricky in such a situation unless you have an experienced lawyer for case evaluation and representation. This is because such a collision involves multiple parties, and identifying whose negligent behavior led to the accident is difficult.
Studies show that negligent behaviors that cause such crashes, especially in Florida, include the following:
• Driving on the street’s wrong side
• Driving without the headlights on at night
• Car driving with no lights in poor weather
• Driving and texting
• Driving and talking on the phone
• Distracted driving
• Driving vehicle under the influence of drugs and alcohol
• Speeding
• Failing to use the turn signals
• Swerving in & out of traffic
T-Bone Collisions
Also known as side-impact crashes, these usually occur at intersections. One driver fails to yield, and boom, they crash right into the side of another car. For those on the receiving end, especially on the struck side, the risk of injury is high because there’s less body in the vehicle to absorb the impact.
Apart from occurring at intersections, t-bone accidents can also happen on interstate and highways where the vehicle driver loses control and eventually skids sideways. These accidents also occur in parking lots where a driver backs out of the parking space, and another car comes along and strikes from the side. In all these accidents, the position of the two vehicles is such that they resemble a T-bone steak.
Furthermore, t-bone accident victims are often impacted severely compared to fender benders. It is because of the direct force of a vehicle striking the other car from the side. Some of the common injuries that victims may suffer from in a T-bone accident are concussions, paralysis, nerve damage, broken bones, whiplash, and spinal cord damage.
As Florida is a no-fault state, your insurance company will cover your damages. So, if the damages go beyond what is covered under your insurance policy, then you will have to file a claim. However, for this claim to be successful, it is necessary to prove liability and show that the other party breached their duty of care. And this is what a lawyer can help you with. Once you prove liability, you can be compensated for medical bills, lost income, property damage, and pain and suffering.
Sideswipe Accidents
Ever drift too close to the next lane or try to change lanes without checking your blind spot? That’s how sideswipes happen. These accidents may not seem serious. But in some situations, they can lead to losing control, especially at high speeds or in heavy traffic.
Moreover, this collision may occur when two or more cars are traveling parallel, and one accidentally strikes the side of the car next to it. Needless to say, sideswipe collision is dangerous because of the initial impact that can cause both vehicles to lose control and drift into other traffic lanes. This can cause a chain of events where these vehicles may hit other cars, cyclists, objects, and pedestrians on the road before they reach a standstill.
Moreover, according to the statistics presented by the IIHS, nearly 242,000 sideswipe accidents occur annually. Some of the common causes of this type of collision are:
• Vehicle drivers switch lanes before checking their blind spots
• Distracted driving caused by adjusting GPS, radio signals, or other electronic devices
• Merging into a lane without checking the blind spot
• Road rage
• Hydroplaning on icy or wet roads
• Two drivers switching lanes and entering the same lane simultaneously
• Tire blowouts
Put simply, a sideswipe on the interstate highway is highly dangerous as the immediate reaction of every driver is to correct their action & move away from the vehicle that’s impacting them. However, this knee-jerk reaction can cause the driver to lose control causing rear-end or head-on collisions. In the worst-case scenarios, the vehicle may even flip over.
Roll-Over Accidents
Apart from sideswipe, rollovers are equally dangerous. The scenario is terrifying When a vehicle flips onto its side or roof after hitting or avoiding another car. These accidents are hazardous due to the potential for severe injuries or being trapped inside the vehicle.
Such accidents are terrifying as the vehicle overturns while you’re inside it. The victims of roll-over accidents are likely to experience severe injuries as they are flung about up and down inside the car as it turns.
Sadly, statistics show that nearly thirty percent of all occupants of all passenger vehicles die in a roll-over accident, while more than 50 percent suffer from traumatic injuries.
A roll-over accident occurs due to speeding, which causes the cars to lose traction and eventually overturn. Besides this, other reasons may be driving under the influence of alcohol and drugs, distracted driving, and overloaded vehicles.
Also, pickup trucks and SUVs with high gravity centers are susceptible to rolling over if the cargo isn’t secured properly and shifts in transit.
So, as the car rolls over, the passengers are likely to suffer from head trauma, including TBI injuries and concussions, which can lead to permanent cognitive impairment. Also, victims may experience spinal cord injuries as such accidents put the bodies and spinal columns of the occupants under severe pressure and stress. The impact of car overturning can compress the spinal cord and fracture vertebrae. It can also result in long-term disabilities and paralysis.
Vehicle Submersion
Cars ending up in water present a unique set of dangers, primarily the risk of drowning on top of any injuries from the crash itself. With no shortage of water bodies in Florida, these accidents aren’t too uncommon, with over 300 deaths reported on average every year by the NHTSA.
So, it occurs when a vehicle enters water bodies due to driver error, mechanical failure, or adverse weather conditions. Needless to say, vehicle submersion can lead to severe consequences, including:
• Potential loss of life: Submersion incidents can result in drowning if occupants are unable to escape the vehicle.
• Physical injuries: Survivors may sustain injuries from impact, submersion, or attempts to escape.
• Psychological trauma: Survivors and witnesses may experience psychological distress because of the traumatic nature of the accident.
• Property damage: The vehicle involved may suffer significant damage or be deemed a total loss.
Hence, prompt response and rescue efforts are vital, involving emergency services and swift extraction of occupants from submerged vehicles.
Animal Collisions
Striking a large animal like a deer can cause significant damage to your vehicle and a high risk of injury. These collisions are more common in states like Florida, with high wildlife populations, and can happen unexpectedly, especially at night.
Florida has a diverse ecosystem. All these animals are commonly found in the Sunshine State, from bears to deer, alligators, and flamingos. But you can also find them wandering over bridges and crossroads when least expected. And what makes matters even worse is that most auto insurers don’t cover damages when your vehicle hits an animal. Here, you need a lawyer’s expertise to help you navigate the complexity of such a collision and compensate you under your comprehensive auto policy. Furthermore, if the animal is a domestic animal
you can seek payment under the owner’s homeowner’s insurance or any other liability policy.
Single-Vehicle Accidents
It’s just you on the road, but then something goes wrong – maybe you swerve to avoid an obstacle, or you’re distracted by flashing lights, and next thing you know, you’ve hit a tree or rolled over. Shockingly, these accidents make up a surprising number of fatalities, highlighting that danger doesn’t always come from other drivers.
Even then, you have the right to get compensated for losses and injuries incurred, as single-vehicle car accidents are not always the driver’s fault. Furthermore, they may occur because of outside factors like road conditions, vehicle defects, and weather conditions. For example, if a single-vehicle accident occurs due to a defective tire or a brake system, it can cause the vehicle driver to crash because of the lost control of the car. In such a situation, the injured driver can opt for a product liability claim against the car manufacturer.
Merging Accidents
Merging into a busy and crowded traffic lane is challenging, even for experienced vehicle drivers. Hence, it is not surprising that merging car accidents are common. Vehicle drivers trying to merge their rides into crowded traffic can collide if they don’t check blind spots or check the speed of the moving traffic.