Davie, a growing town in Broward County, sees its share of traffic every day. Busy areas like University Drive, Griffin Road, and I-595, are prone to car accidents. In 2024 alone, Broward County saw over 1,000 hit-and-run crashes, resulting in more than 2,300 serious injuries. While fatal crash numbers have gone down, the risk of severe accidents in Davie remains high.
The town’s mix of local drivers, commercial traffic, and out-of-town visitors adds to the congestion. Popular spots near Nova Southeastern University, busy shopping centers, and residential neighborhoods all see heavy traffic. Even a short drive can quickly turn into a dangerous situation with distractions. And if you’ve been injured because of someone else’s negligence, here is where the Davie car accident lawyers of Madalon Law can help.
Florida law requires drivers to follow safety rules, but accidents still happen. Speeding, distracted driving, and careless behavior often cause collisions with lasting consequences. Victims may suffer physical injuries, emotional distress, and financial hardship from medical bills and lost wages.
Davie plays a key role in Broward County’s traffic flow. As the county continues to grow, so do road risks. If you’re involved in a car accident in Davie, it’s important to understand your rights under Florida law. The Davie car accident lawyers of Madalon Law supports injured individuals in Davie and throughout Broward County and the State Of Florida as they seek answers and legal options after a crash.
Car accidents in Davie, Florida, stem from various factors. Understanding these common causes can help drivers stay alert and reduce risks on the road.
Distracted Driving
Distracted driving ranks among the top causes of auto accidents. Activities that divert attention from driving—such as texting, using a smartphone, eating, or adjusting the radio—can lead to severe consequences. According to the Florida Highway Safety and Motor Vehicles (FLHSMV), there were 53,596 distracted driving crashes in Florida in 2022. That averaged over 1,116 crashes per week.
These incidents resulted in 268 fatalities that year. Florida Statute 316.305 prohibits texting while driving to reduce such distractions. Despite these regulations, distracted driving remains a significant concern in Davie and why car accident lawyers Davie are in demand.
Speeding
Exceeding posted speed limits or fast driving is another leading cause of accidents. It reduces a driver’s ability to navigate curves safely, increases stopping distances, and extends the distance traveled during reaction times.
In Davie, roads like I-595 and University Drive often witness drivers exceeding speed limits, especially during rush hours. Florida enforces strict speed limits, and violations can lead to severe penalties. Despite these measures, speeding continues to contribute to numerous accidents in the area.
Impaired Driving
Operating a vehicle under the influence of alcohol or drugs impairs reaction times, judgment, and mental functions. This makes driving extremely dangerous. Florida Statute 316.193 outlines stringent penalties for DUI offenses, reflecting the state’s commitment to combating impaired driving.
In Davie, local law enforcement frequently conducts DUI checkpoints to deter and catch impaired drivers. Despite these efforts, impaired driving remains a prevalent issue, leading to preventable accidents.
Aggressive Driving
Aggressive driving behaviors—including improper lane changes, tailgating, and failing to yield the right of way—can cause serious accidents. Such actions are caused by road rage or impatience.
In Davie, congested traffic conditions, particularly during peak hours, can worsen aggressive driving tendencies, risking road users.
Weather Conditions
Florida’s unpredictable weather, especially sudden rainstorms, can cause driving conditions. Reduced visibility and slippery roads challenge even experienced drivers. In Davie, afternoon thunderstorms are common, making roads like Griffin Road and State Road 84 particularly dangerous.
Drivers are advised to adjust their speed and driving style to accommodate changing weather conditions. However, not all motorists exercise caution, leading to weather-related accidents.
Failure to Obey Traffic Signals
Ignoring traffic signals and signs is a frequent cause of Davie car accidents. Running red lights, ignoring stop signs and yield signs can cause dangerous collisions. Intersections along major roads like Davie Road and Stirling Road are violation hotspots. Following traffic signals is crucial for road safety.
Inexperienced Drivers
Inexperienced drivers may lack the skills and judgment required to navigate complex traffic situations safely. Teen drivers, in particular, are more prone to errors leading to accidents. In Davie, with its proximity to several educational institutions, the presence of young drivers is notable. Ensuring that new drivers receive adequate training and adhere to traffic laws is essential for reducing accidents caused by inexperience.
Vehicle Defects
Mechanical failures or vehicle defects can lead to unexpected accidents. Issues such as brake failure, tire blowouts, or malfunctioning headlights compromise vehicle safety. Regular vehicle maintenance is vital to prevent such problems. In Davie, drivers are encouraged to perform routine checks and address any mechanical issues promptly.
Pedestrian and Cyclist Interactions
Davie’s growing population includes many pedestrians and cyclists sharing the roads with motor vehicles. Accidents involving pedestrians and cyclists often occur due to drivers failing to yield, not paying attention at crosswalks, or misjudging distances. Areas near parks, schools, and shopping centers see higher foot and bicycle traffic, necessitating increased vigilance from drivers.
Drowsy Driving
Fatigue impairs a driver’s concentration and reaction time, similar to the effects of alcohol impairment. Long hours on the road, insufficient rest, or driving during typical sleep hours contribute to drowsy driving incidents. In Davie, with its mix of residential and commercial zones, drivers may find themselves on the road at various hours, increasing the risk of fatigue-related accidents.
Reckless Driving
Reckless driving encompasses a range of dangerous behaviors, including excessive speeding, weaving through traffic, and ignoring traffic laws. Such actions demonstrate a willful disregard for safety and significantly increase the likelihood of severe accidents. Law enforcement in Davie actively monitors for reckless driving to enhance road safety.
Animal Crossings
Wildlife or domestic animals crossing roads can make drivers swerve suddenly, leading to accidents. Areas near parks or less developed regions may have higher animal crossing rates. Drivers must be attentive to such signs and reduce speed in these areas.
Understanding these common causes of car accidents in Davie is crucial for promoting safer driving habits. While not all accidents can be prevented, increased awareness and adherence to traffic laws can significantly reduce the risk. Drivers must stay informed, remain vigilant, and prioritize safety to protect themselves and others on the road.
If you or someone you know was injured in a car accident, contact Davie personal injury lawyers.
Understanding the most common types of car accidents can help strengthen your personal injury claim. You may be entitled to compensation if you were involved in any of these accidents in Davie:
Rear-End Collisions
Rear-end collisions are common, especially in busy areas like intersections or heavy traffic. They occur when one vehicle crashes into the back of another. The driver at fault is usually the one following too closely, leaving no time to react if the car ahead stops suddenly.
These accidents often cause injuries like whiplash, back pain, or concussions. The rear driver is typically at fault, but weather, faulty brake lights, or a chain reaction can change that.
If you’re involved in a rear-end accident, gather evidence to support your claim. This may include witness statements, medical records, and any video footage. Property damage is also common in these accidents and can be claimed through insurance.
While rear-end accidents are usually clear-cut in terms of liability, your case still needs attention to detail. You can seek compensation for medical costs, lost wages, and other damages caused by the accident.
Side-Impact Collisions (T-Bone Accidents)
Side-impact collisions, or T-bone accidents, are dangerous because the side of a car offers less protection than the front or back. These accidents often happen at intersections when one vehicle runs a red light or doesn’t yield the right of way, hitting the side of another car. The impact can cause serious injuries, especially to the head, neck, spine, and chest.
T-bone accidents happen quickly and can be hard to avoid. The driver who didn’t follow traffic rules is usually at fault. However, proving liability can be difficult if there are conflicting witness statements or unclear traffic light timing.
To support your claim, gather all relevant evidence, like police reports, witness statements, and traffic camera footage. Injuries from T-bone accidents can be severe, and compensation can cover medical bills, rehab, lost wages, and pain and suffering.
Given the high risk of T-bone accidents, it’s important to document all facts. This helps secure the compensation needed for the victim’s injuries and damages.
Yellow Light Collisions
Yellow light collisions happen when drivers misjudge the timing of a traffic light. When the light turns yellow, drivers should slow down and prepare to stop. However, some drivers try to speed through before it turns red, causing sudden stops or lane changes. If the car behind them is too close, a rear-end collision can occur. In other cases, a driver may try to pass the stopped car, leading to a side-swipe or side-impact accident.
Proving fault in yellow light collisions can be tricky. It often depends on the driver’s actions, such as speeding, following too closely, or trying to bypass the stopped car. This can complicate the claim process and the determination of fault.
Evidence like traffic light timing, witness statements, or nearby camera footage can help clarify the situation. With proper documentation, victims can pursue compensation for medical bills, car repairs, and other damages caused by these accidents.
Side-Swipe Collisions
Side-swipe accidents happen when two vehicles traveling in the same direction make contact. This often occurs when a driver changes lanes without checking their blind spots or signaling. Other causes include distracted driving or swerving to avoid an obstacle. These can cause minor damage or more serious injuries, especially if one vehicle is forced off the road.
The driver who causes the side-swipe is usually at fault. However, factors like road conditions, weather, or actions of both drivers can complicate the situation. To strengthen a side-swipe claim, gather evidence such as dashcam footage, witness statements, or photos of the scene.
Side-swipe accidents can lead to property damage and minor injuries, but they can also cause severe harm if the vehicles lose control or hit barriers. Victims may be entitled to compensation for medical bills, car repairs, lost wages, and other expenses.
Vehicle Rollovers
A rollover accident occurs when a vehicle tips over onto its side or roof. These accidents are especially dangerous, often leading to severe injuries or fatalities. Vehicles with a higher center of gravity, such as SUVs, trucks, or minivans, are more likely to roll over, particularly at high speeds or when drivers lose control.
Liability in rollover accidents depends on several factors. Speeding, distracted driving, or poor road conditions may contribute. Sometimes, vehicle defects like tire blowouts or malfunctioning safety features can cause the rollover. In such cases, the manufacturer or auto supplier could be held responsible.
Injuries from rollover accidents can be serious, including traumatic brain injuries, spinal cord damage, broken bones, and internal injuries. Victims often endure long-term physical, emotional, and financial challenges.
To strengthen a claim, it’s essential to gather evidence like police reports, medical records, and expert testimony. This evidence helps secure the compensation needed for recovery.
Head-On Collisions
Head-on collisions are among the most serious accidents, often causing life-threatening injuries. These crashes happen when two vehicles collide from the front, usually on highways or rural roads. They are more likely when a driver is distracted, falls asleep, or drives the wrong way.
In most cases, the driver who caused the head-on collision will be held liable, especially if they were driving recklessly or under the influence of alcohol or drugs. However, if both drivers share fault, liability may be divided as per Florida’s comparative fault law. This can occur if one driver is in the wrong lane or not paying attention to road signs.
Injuries from head-on collisions can include broken bones, concussions, traumatic brain injuries, internal organ damage, or even death. If involved in a head-on collision, it’s important to gather as much evidence as possible, such as police reports, medical records, and witness statements, to build a strong case.
Wrong-Way Accidents
Wrong-way accidents often lead to head-on collisions and are usually caused by confused or impaired drivers. These accidents are particularly dangerous because they often happen at high speeds, leaving little time for reaction. While wrong-way accidents are rare, they can have severe consequences for everyone involved.
Most wrong-way accidents are caused by drivers under the influence of alcohol or drugs. However, poor road signage or confusing on-ramps can also play a role. In some cases, the driver may not realize they are going the wrong way until it’s too late.
In these accidents, the driver going the wrong way is typically at fault. Evidence like traffic camera footage, witness statements, and police reports can help establish liability. If you’ve been injured in a wrong-way accident, you may be entitled to compensation for medical expenses, lost wages, and pain and suffering.
Single-Car Accidents
Single-car accidents happen when only one vehicle is involved in the crash. While the driver is usually at fault, there are exceptions. Poor road conditions, missing traffic signs, or mechanical failures may contribute to the accident. In such cases, liability may fall on the municipality, road maintenance company, or vehicle manufacturer.
Injuries in single-car accidents can range from minor to severe, depending on the speed and nature of the crash. Common injuries include whiplash, head trauma, or broken bones. It’s crucial to investigate all potential causes to determine who is at fault.
If road conditions or mechanical failures caused the accident, you may be entitled to compensation from a third party. This can include a government agency or vehicle manufacturer. Evidence like accident reports, maintenance records, and expert testimony can strengthen your case.
Multi-Vehicle Pile-Ups
Multi-vehicle pile-ups often happen when several cars collide in a chain reaction. These accidents typically occur in heavy traffic or on highways where drivers don’t leave enough space between vehicles. When one car hits another, it can trigger a series of collisions involving multiple cars.
Determining liability in a multi-vehicle pile-up can be complicated, as several drivers may be involved. In most cases, the first driver who causes the initial crash is considered responsible for the chain reaction. However, factors such as road conditions or weather can also affect liability.
In multi-vehicle pile-ups, victims can suffer from injuries ranging from minor cuts and bruises to severe trauma. Because these accidents are complex, it’s important to gather detailed evidence, such as police reports, witness statements, and photos from the scene.
The more evidence you have, the stronger your claim may be. Car accident lawyers in Davie can help you pursue compensation for your injuries and damages.
Car accidents in Davie can cause a wide range of injuries. Some are minor and heal with time. Others can be severe and lead to long-term health issues. Knowing the most common car accident injuries can help victims recognize symptoms early and get the care they need.
Head Injuries
Head injuries often occur when a driver or passenger hits their head during a crash. Even if the head doesn’t strike a surface, the impact can make the brain move and strike the inside of the skull violently. This can cause a concussion or a more serious traumatic brain injury (TBI).
Signs of a concussion may include dizziness, memory problems, blurred vision, or even a brief loss of consciousness. TBIs can affect thinking, mood, and daily function.
Whiplash
Whiplash is one of the most common injuries from car accidents. It happens when the neck snaps forward and then back quickly. This motion can strain muscles and ligaments. Even low-speed crashes can cause whiplash.
Symptoms may not appear right away but can include neck pain, stiffness, and headaches. If untreated, whiplash can turn into long-term neck pain.
Neck Injuries
Neck injuries range from mild strains to serious damage. Whiplash is one example, but other injuries include herniated discs or cervical dislocation. These injuries can cause pain, stiffness, and reduced movement. In some cases, the pain may spread to the shoulders or arms. Ongoing discomfort can limit daily activities and affect life quality.
Spinal Cord Injuries
Car accidents can damage the spinal cord. This may happen if bone fragments or disc material press on or tear spinal tissue. The spinal cord carries signals from the brain to the body. Damage can interrupt those signals. Symptoms can include numbness, loss of movement, or paralysis. Spinal cord injuries often require long-term care and rehabilitation.
Back Injuries
Back injuries are also common in car accidents. The force of a crash can strain muscles or damage the spine. Lower back pain often involves soft tissues, such as muscles and ligaments. These tissues can bruise or tear.
If the lumbar spine is involved, fractures may occur. Pre-existing back pain can worsen after an accident. Mid and upper back injuries often happen in the thoracic spine, where the ribs connect. This part of the back is less flexible but protects vital organs. Damage here can still cause pain and mobility issues.
Herniated Discs
Discs between the vertebrae can rupture or move out of place in a crash. A herniated disc presses on nearby nerves. This can cause pain, weakness, or numbness. Symptoms may show up in the back, arms, or legs depending on the affected area. Some people recover with therapy, but others may need surgery.
Sciatica
When a disc injury compresses the sciatic nerve, it can cause sciatica. This causes sharp pain that travels from the lower back down the leg. Some people also feel tingling or numbness. Sciatica can limit movement and cause discomfort while standing or walking.
Sprains and Strains
Sudden movements during a crash can stretch or tear soft tissues. A sprain affects ligaments, while a strain affects muscles or tendons. These injuries can cause pain, swelling, or muscle spasms. Spasms may make it hard to move or walk. With time and rest, many sprains and strains heal. Some may require physical therapy.
Fractured Vertebrae
A severe crash can cause broken bones in the spine. Types of fractures include compression fractures, where the bone collapses, and burst fractures, where pieces break off and affect nearby tissue. Fracture-dislocations can happen when both bones and ligaments are damaged, causing misalignment. These injuries are painful and may need surgery to stabilize the spine.
Leg and Knee Injuries
Legs and knees are also at risk during a car crash. The knees often hit the dashboard or door. This can cause bruising, ligament tears, or dislocations. Sudden twisting or force can lead to fractures. Knee injuries can make walking or standing difficult. Some injuries heal with rest and physical therapy, but severe damage might require surgery.
Injuries from car accidents are not always obvious at first. Some symptoms may take hours or even days to show up. It’s important to seek medical care after any crash, even if you feel fine. Early treatment can prevent complications and help with recovery. Madalon Law Davie car accident lawyers can help victims understand their rights and legal options after a car accident.
After a car accident, you may be entitled to financial compensation. The amount you can recover depends on the losses and available insurance coverage. All Florida drivers must carry certain minimum insurance, but not all losses are always fully covered.
Below are the main types of compensation a Davie car accident attorney may help recover:
Medical Expenses
Florida follows a no-fault insurance system. This means your Personal Injury Protection (PIP) covers your medical expenses regardless of who caused the accident. PIP pays up to $10,000 for hospital visits, doctor bills, rehabilitation, and certain medical equipment.
If costs exceed coverage, contact a Davie personal injury attorney for help and advice on a legal claim.
Lost Wages
If your injuries keep you from working, you may be able to recover lost income. PIP covers 60% of your lost wages up to the $10,000 limit. For more serious injuries that impact your ability to earn in the future, a personal injury claim may recover both past and future lost wages.
Property Damage
Florida law requires drivers to carry at least $10,000 in property damage liability coverage. This insurance helps cover the cost of repairing or replacing your vehicle and any other damaged property. Depending on the extent of the damage and the policies involved, compensation can range from a few thousand dollars to $25,000 or more.
Pain and Suffering
Non-economic damages such as pain and suffering are available if you suffer a serious injury. Florida’s “serious injury” threshold includes permanent injuries, significant scarring, or long-term loss of bodily function. These damages compensate for physical pain, emotional distress, and mental anguish. In severe cases, compensation for pain and suffering may exceed $100,000, depending on the available insurance.
Loss of Enjoyment of Life
Some injuries affect your ability to enjoy everyday activities. If your injury prevents you from doing things you once enjoyed, like hobbies, travel, or spending time with family, you may be able to seek compensation. Florida law allows recovery for this loss as part of your non-economic damages.
Punitive Damages
In rare cases, punitive damages may apply. These are not tied to your direct losses. Instead, they are meant to punish the at-fault driver for reckless or intentional behavior. A common example is drunk driving. If the court finds the other driver acted with gross negligence or intentional harm, you may be awarded punitive damages. These amounts vary widely but can range from $50,000 to over $1 million, depending on the severity of the conduct and the court’s decision.
Florida’s laws and insurance rules can make recovering full compensation complex. The type of injuries you suffer and the amount of coverage carried by both parties will impact your total recovery.
If you’re unsure what damages you may be eligible for, gather documentation and understand your options.
Florida is a no-fault state for car insurance, but that doesn’t mean negligent drivers can’t be held responsible for accidents. Accident victims can sue at-fault parties for damages. These can include:
Other Drivers
Many car accidents in Davie are caused by other drivers. Common reasons include distracted driving (like texting), speeding, drunk driving, drowsy driving, or road rage. If a driver causes your accident, they may be held responsible for your injuries.
If you meet Florida’s serious injury threshold, you can sue for damages, including medical bills, lost wages, and pain and suffering. Even in a no-fault state, you may still pursue legal action if another driver’s negligence caused the accident.
Manufacturers
Sometimes, accidents are caused by defective car parts, such as faulty brakes, tires, or steering systems. In these cases, the manufacturer may be held liable. Victims may sue for damages if a defect caused the crash.
The manufacturer may be responsible, even if they weren’t negligent. You can seek compensation for medical costs, property damage, and pain and suffering. Proving the defect caused the crash often requires expert testimony.
Government Entities
Government entities can sometimes be held liable for car accidents, especially if poor road conditions or government employee actions are to blame. Florida waives sovereign immunity for some negligence claims.
However, you must act quickly, as the time to file a claim against the government is much shorter than against private parties. If road defects or government actions caused your accident, you may be entitled to compensation, but you need to file your claim within strict time limits.
Repair Shops
Faulty repairs from a repair shop can cause accidents, such as brake failure or tire blowouts. If a mechanic’s work leads to an accident, the repair shop may be responsible. You’ll need expert testimony to prove that the shop’s mistake caused the crash.
If successful, you can seek compensation for medical bills, car repairs, and other damages. Holding repair shops accountable ensures safety standards are maintained and that victims can recover their losses.
Employers
Employers can sometimes be held responsible for accidents caused by employees while working. This is called vicarious liability. For example, if a delivery driver causes an accident during work hours, the employer can be held liable for damages. Victims can seek compensation from both the driver and the employer. This encourages employers to ensure their employees drive safely and responsibly while on the job.
A personal injury lawyer Davie can help, but you can strengthen your car accident injury claim yourself as well with the following steps:
1. Get Immediate Medical Attention
After a car accident, prioritize your health by visiting a medical professional promptly. Even if you feel fine, some injuries may not show immediate symptoms. A timely medical evaluation ensures that any injuries are diagnosed and treated early.
Medical records are also crucial evidence linking your injuries to the accident. Delaying medical care can make insurance companies question the severity or cause of your injuries. With prompt attention, you show you are committed to your recovery and provide essential documentation for your claim.
2. Follow Your Doctor’s Treatment Plan
Adhering strictly to your doctor’s recommendations is vital. This includes taking prescribed medications, attending follow-up appointments, undergoing physical therapy, and avoiding activities that may slow recovery.
Compliance with medical advice not only promotes healing but also shows insurers that you are taking your recovery seriously. Ignoring medical instructions can be used against you, suggesting that you are not as injured as claimed or that you deliberately prolonging recovery.
3. Report the Accident to Authorities
Notify the police immediately after the accident. An official police report provides an unbiased account of the incident, documenting details such as the parties involved, witness statements, and observations of the scene.
This report becomes a foundational piece of evidence when filing your claim. Ensure you obtain a copy for your records, as it can help establish fault and provide credibility to your account of events.
4. Document the Accident Scene Thoroughly
Gather as much information as possible at the scene. Use your smartphone to take photos and videos of vehicle damage, road conditions, traffic signs, and any visible injuries. Collect contact information from all parties involved, including witnesses.
Detailed documentation may support your claim and counter disputes about the accident’s circumstances.
5. Maintain Detailed Records of All Expenses
Keep a comprehensive record of all accident-related expenses. This includes medical bills, repair costs, rental car fees, and any other out-of-pocket expenditures. Additionally, document any lost wages if your injuries prevent you from working. Organized records substantiate your financial losses and are essential during compensation negotiations.
6. Avoid Discussing the Accident on Social Media
Don’t post about the accident or your injuries on social media platforms. Insurance adjusters may monitor your accounts for information that could be used to undermine your claim. Even seemingly innocent posts can be used against you. Keep details private and discuss them only with your Davie car accident attorney.
7. Consult an Experienced Car Accident Attorney
Hire a Davie car accident lawyer who handles car accident claims. A lawyer can guide you through the legal process. They deal with the insurance companies for you. They can also help gather evidence to support your claim.
They can explain your options clearly. They also help you understand how much your claim might be worth. If the insurance company offers a low settlement, your lawyer can push for more.
8. Be Cautious with Insurance Companies
Insurance adjusters may contact you for statements or offer quick settlements. However, their goal is to minimize payouts. Politely decline to provide recorded statements without your attorney present and avoid accepting initial settlement offers without legal counsel. An attorney can negotiate effectively to ensure you receive compensation that reflects the true extent of your damages.
9. Exercise Patience Throughout the Claims Process
Resolving a car accident claim can take time. There may be investigations, negotiations, and possibly court proceedings.
Rushing the process or settling too quickly can result in inadequate compensation. Trust your attorney’s guidance and allow them to work towards achieving the best possible outcome for your case.
10. Prepare for the Possibility of Trial
Many car accident claims are settled out of court. But some may go to trial if a fair deal isn’t reached. Be ready for this. Your lawyer will guide you through the trial. They will protect your rights and present your case. This helps you get the compensation you deserve.
Follow each step carefully. It will make your claim stronger. This can help you get fair payment for your losses in Davie, Florida.
Can Someone Sue You for a Car Accident if You Have Insurance?
Yes, someone can sue you for a car accident even if you have insurance. In Florida, the victim of a car accident files a lawsuit directly against the driver who caused the crash, not the driver’s insurance company. A jury will not be informed about the defendant’s insurance coverage.
This applies if the victim has personal injuries or property damage. If the at-fault driver doesn’t own the vehicle, the victim can sue the vehicle’s owner. This is true even if the owner wasn’t driving or inside the car at the time of the accident.
How Long Do You Have to Report a Car Accident to the Insurance Company?
In Florida, it’s important to report a car accident to your insurance company as soon as possible. Insurance policies require that you notify your insurer about an accident in a timely manner. Failure to do so may result in a breach of contract and could affect your claim. Florida Statute 627.736 (6)(e) states that insurers must not unreasonably withhold notice of a claim.
You must file a police report if the accident causes injury, death, or property damage, involves a commercial vehicle, or makes a car undrivable. Florida Statute 316.066 says you have 10 days to file the report. This report is important. It helps your insurance company understand what happened and is needed to process your claim.
Be careful if the insurance company offers a settlement, especially if your injuries are serious. The offer may not be enough to cover your medical bills or lost income. Insurance companies often try to settle for less. After you file your police report and speak with your insurance company, know your rights before accepting any settlement.
How Long Does an Insurance Company Have to Pay a Settlement?
Florida law does not set a specific deadline for insurance companies to pay a settlement. However, insurance companies must handle claims fairly. They don’t have a required date for offering a settlement, but the speed of your claim depends on your actions. The sooner you hire a Florida car accident lawyer, the sooner you can make informed decisions.
Your Davie car accident lawyer can help negotiate a fair settlement. The insurance company must investigate the claim and decide on coverage.
What is the 90-Day Rule in Florida Insurance?
The 90-day rule in Florida was a law that required insurance companies to make coverage decisions within 90 days of receiving a claim. However, this rule no longer applies to car accident claims as of March 1, 2023. The new rule shortens the deadline to 60 days.
Insurance companies now have 60 days to make a coverage determination on claims, and they must pay any undisputed amounts within this time frame. This rule is designed to expedite the claims process and ensure that victims of car accidents receive compensation more quickly.
What Happens if You Get into a Car Accident Without Insurance?
Florida law requires all drivers to have car insurance. If you get into an accident without insurance, you may face serious consequences. First, the state may suspend your driver’s license. You will also have to pay a fee between $150 and $500 to reinstate it.
On top of that, you may have to pay out of pocket for all damages from the crash. This can include medical bills, lost income, pain and suffering, and vehicle repairs.
If you are at fault, these costs can add up quickly. Also, when you try to buy insurance later, your rates may be much higher. Driving without insurance can cause major financial problems if you’re involved in a crash.
Can You Sue for Pain and Suffering in a Florida Car Accident?
In Florida, you may be able to seek compensation for pain and suffering after a car accident, but there are specific requirements. If your injuries are considered “serious,” you can pursue compensation for pain and suffering. Florida law defines “serious injury” as an injury that:
If your injury meets these criteria, you may file a lawsuit for pain and suffering, along with other damages like medical bills, lost wages, and property damage. If the at-fault party was negligent or reckless, this could help strengthen your case.
How Does No-Fault Insurance Work in Florida?
Florida is a no-fault insurance state. This means that if you’re in a car accident, your own insurance will cover your medical expenses and some lost wages, regardless of who caused the accident. This is done through Personal Injury Protection (PIP) insurance.
PIP insurance covers up to $10,000 in medical bills and lost wages. However, if your injuries are serious, or if you want to seek more compensation, you may be able to file a claim against the at-fault driver for additional damages.
Florida’s no-fault system is designed to reduce the number of lawsuits related to car accidents, but it doesn’t prevent you from seeking full compensation if your injuries meet certain criteria.
Can a Passenger Sue After a Car Accident in Florida?
Yes, passengers who are injured in a car accident in Florida can sue the at-fault driver for damages, just like the driver. A passenger’s claim may include compensation for medical bills, pain and suffering, lost wages, and property damage. A passenger can file a claim against the driver of the car they were in, the other driver, or both, depending on the circumstances of the accident.
Can You Sue Your Insurance Company in Florida?
Yes, you can sue your own insurance company in Florida if they act in bad faith or fail to pay your claim. Florida law requires insurance companies to act in good faith when handling claims. If your insurance company wrongly denies or delays your claim without a good reason, you can file a lawsuit for bad faith.
What Happens if a Driver Leaves the Scene of an Accident in Florida?
Leaving the scene of an accident is illegal in Davie, Florida. If the driver responsible for the accident leaves without exchanging information or assisting the injured parties, it is considered a hit-and-run.
Drivers must stop at the scene of the accident, provide their information, and assist if necessary. Failing to do so can lead to criminal charges, including felony charges if there are serious injuries or fatalities involved.
Can a Driver Be Liable for Car and Motorcycle Accidents in Another State?
Yes, a Florida driver can be held liable for an accident that occurs in another state. Liability is generally determined by the laws of the state where the accident occurred. If you are involved in an accident in another state, you must follow the local laws for reporting the accident, filing a claim, and seeking damages.
Our legal team is committed to getting the best outcome for your case with personalized legal support every step of the way. Our Davie car accident lawyers understand the stress and pain that comes with accidents and injuries, and we take that seriously. Our job is to make sure you have the right legal guidance to get the compensation and justice you deserve.
With hundreds of millions in settlements and judgments, we can handle tough Davie car accident cases. Our goal isn’t just to resolve your personal injury case, but to create a safer community for all.
At Madalon Law, your well-being is our priority. Let our Davie car accident lawyers handle the legal side while you focus on your recovery.
Most people are not aware of how the law works, the rights they have and the amount of compensation they can be entitled to after they have been injured in an accident that was the result of another party’s negligence. The obstacles and confusion that follow an accident and an injury can seem overwhelming.
