The at-fault party doesn’t have insurance. How will I get compensated?
While you can sue an uninsured motorist and even win a judgment, collecting that judgment might prove challenging. Most people don’t have that much money ready to be handed over.
We can help by identifying all liable parties and potential sources of compensation. Our team will carefully assess your case to explore alternative options if the at-fault party is uninsured.
Here are some potential avenues for compensation:
Personal Injury Protection (PIP) Insurance: Your own PIP insurance policy may cover some of your medical expenses, regardless of who’s at fault.
Health Insurance: Your health insurance policy could also help cover medical costs related to the accident.
What is Florida’s statute of limitations for pedestrian accidents?
The clock starts ticking at one of three different points, depending on the circumstances:
Date of Injury: For most injury claims, such as a pedestrian accident, the clock starts ticking from the date of the incident. This means you generally have two years from the collision to file a lawsuit.
Discovery of Harm: Sometimes, the harm isn’t immediately obvious, so the deadline might start from the date you discovered or should have discovered the damage. For instance, if your organs were damaged and you found out later, the clock can start from the day of discovery.
Date of Death: In wrongful death cases, the statute of limitations begins from the date of death, not the date of the original injury. Whether the victim passes away immediately or later on, the clock starts from that moment.
An injury claim can transition into a wrongful death claim, which has its own statute of limitations. Understanding these timelines is crucial for ensuring your legal rights are protected.
Besides pedestrians and drivers, who can be held liable for pedestrian accidents in Florida?
Liability typically falls on the driver or the pedestrian. However, there are instances where additional parties may be held responsible, such as:
Property Owners: If a sidewalk or parking lot defect caused an accident or pedestrian injury, the property owner may be liable.
Other Pedestrians: If another pedestrian pushes you into oncoming traffic (either intentionally or unintentionally), they can be held liable for your injuries.
Liquor Establishments: If you got drunk because the staff at your local bar didn’t cut you off and you stumbled into oncoming traffic, they may be held liable for your injuries.
Do I need a police report for my accident in Florida?
Yes, you typically need a police report for any accident you sustain in Florida. By law, you must call 911 immediately after the accident. The responding police officer will gather crucial information about the parties involved, witnesses, vehicle and pedestrian damage, and the likely cause of the accident. Your lawyer will start your case by reviewing this police report, which you can usually access for free a few days after the accident.
Is walking on the interstate in Florida illegal?
Yes, it is illegal to walk on the interstate in Florida, as well as on highways on/off ramps. These roads are designated as “limited access facilities” per the Florida State Uniform Traffic Control Act. Only maintenance personnel authorized by the government are allowed to walk along highways.
There may be an exception if your car breaks down on the highway. In that case, you should pull your car as far off the roadway as possible, turn on your emergency signals, and lift the hood of your car if possible to signal other drivers to be cautious. However, you should not stand near your vehicle unless you can completely remove it from the roadway.
What compensation can I anticipate by filing a claim?
This is a common inquiry that many individuals have. However, it’s important to note that no injury attorney can guarantee an exact figure following an initial consultation. Nevertheless, they may provide you with a rough estimate based on various factors, including:
- Total medical expenses incurred.
- Available insurance coverage.
- Need for future medical treatment.
- The permanence of the injury.
- The severity of injuries and the likelihood of full recovery.
- Amount of lost wages.
- Loss of earning capacity.
- Impact of injuries on daily activities.
- Pre-existing injuries to the affected area.
- Evidence establishing a causal link between the accident and injuries.
- Level of negligence on the part of the at-fault party.
- Available insurance coverage amount.
- Financial responsibility of the at-fault party.
- Type of evidence supporting your legal claim.
- Potential comparative negligence of the injured party.
If the claim is against a state, government agency, or employee, damages may be capped per person.
It’s essential to discuss these factors with your attorney to gain a clearer understanding of the potential compensation you may receive.
What are the best ways to avoid pedestrian accidents?
Whether you are driving or walking:
To reduce the risk of automobile-pedestrian accidents, it’s crucial to follow these steps recommended by the Federal Highway Administration:
- Search: Stay alert and scan your surroundings for potential hazards.
- Detect: Ensure both you and others acknowledge each other’s presence.
- Evaluate: Assess the likelihood of a collision and the need to avoid it.
- Decide: Consider the risks of different actions and choose the best course of action.
- Action: Act promptly based on your decision to prevent accidents.
I’ve recently been injured in a pedestrian accident and don’t have health insurance. How will my medical expenses be covered?
The coverage for your medical bills depends on various factors, such as the circumstances of the incident, liability, and the severity of your injuries. Florida operates as a no-fault state for auto insurance, meaning your first coverage option would likely be Personal Injury Protection (PIP). According to Florida Statute 627.736, PIP coverage for a driver extends to a pedestrian involved in an accident. Pedestrians can also access PIP benefits through their own auto insurance policies or those held by a resident relative.
PIP typically covers 80% of all reasonable expenses for medically necessary services, provided the individual seeks initial care within two weeks of the collision. By getting immediate medical attention, you preserve your right to more benefits if your injuries worsen over time.
In cases where medical expenses surpass $10,000, you may pursue compensation from the at-fault driver’s insurance (if coverage exists) or your uninsured/underinsured motorist coverage. If the injury occurred while you were working, you could also be eligible for workers’ compensation coverage. Your workers’ compensation insurer may look to claim reimbursement for any third-party damages you’ve already received.